body {
margin:0px;
background-image:url(bodyBG.jpg);
background-repeat:repeat-x;
background-color:#162B7E;
}
a{
text-decoration:none;
color:#FFFFFF;
}
a:hover{
text-decoration:underline;
}

td{
/*background-color:#FFFFFF;*/
}

.top-nav {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #FFFFFF;
	text-decoration: none;
}
.heading {
	font-family: arial;
	font-size: 17px;
	font-weight: normal;
	color: #FFFFFF;
}
.matter {
	font-family: arial;
	font-size: 12px;
	color: #000000;
}
.left-links {
	font-family: arial;
	font-size: 13px;
	color: #000000;
	font-weight: bold;
	left: 100px;


}
.heading-black {

	font-family: arial;
	font-size: 17px;
	font-weight: bold;
	color: #000000;
}
.links {
	font-family: arial;
	font-size: 12px;
	color: #333333;
	text-decoration: none;
}

.links:hover {
	font-family: arial;
	font-size: 12px;
	color: #000000;
	text-decoration: underline;
}